Apply and get screened
Share your ID, licence, riding experience, references and proof of earnings where available.
Electric mobility for working drivers
Ride electric.
Ride electric.
Own the future.
Yote Pesa prefinances income-generating electric motorcycles for boda-boda and ride-hailing drivers in Dar es Salaam, so you start earning today and pay it off as you go.
✓Daily or weekly payments
✓Insured and GPS-tracked
✓Ownership at completion
Target paymentTZS 10,000/day
First fleet goal100 drivers
A practical path to ownership
✓Electric motorcycles only
✓Built for commercial riders
✓Dar es Salaam rollout
How Yote Pesa works
From application
From application
to ownership.
We combine practical driver screening, affordable instalments and protected assets to make ownership work for both the rider and the business.
Collect your motorcycle
Once approved, make the agreed down payment, sign your agreement and complete handover.
Pay as you earn
Make structured daily or weekly mobile-money payments. Ownership transfers after full repayment.
Why electric
More of every trip stays in your pocket.
An electric motorcycle removes petrol from your daily operating costs and gives you a quieter, cleaner vehicle designed for city work.
- ✓Lower running costs
Charge instead of buying petrol every day. - ✓Commercial-ready models
Options for short urban trips and longer ride-hailing routes. - ✓Maintenance support
Planned servicing and battery health checks keep you working.
Your ride.Your progress.
Next paymentTZS 10,000Balance updates after payment
The maths that matters
Petrol vs. electric,
Petrol vs. electric,
side by side.
Indicative running-cost comparison for a driver covering roughly 80 km a day in Dar es Salaam. Actual savings depend on routes, tariffs and fuel prices.
Petrol motorcycle · daily fuel≈ TZS 16,000–20,000
Electric motorcycle · daily charge≈ TZS 4,000–6,000
Charging cost estimate based on public tariff data for Tanzania; final figures depend on battery size and charging point.
Prefinancing, not a loan
Yote Pesa prefinances the motorcycle. You pay it off as you earn.
100%
PREFINANCED
PREFINANCED
Yote Pesa covers the full cost of the motorcycle upfront so you can start earning immediately, then collects small, structured daily or weekly payments until the balance is cleared and the motorcycle is yours.
See how prefinancing works
Payment estimator
See what your plan could look like.
Adjust the estimated motorcycle price, down payment and term. This tool is illustrative; final terms follow screening, supplier pricing and your signed agreement.
Illustrative daily payment
The first milestone
100 motorcycles.
100 motorcycles.
100 ownership journeys.
Yote Pesa is building toward a phased first fleet of 100 electric motorcycles for vetted drivers across Dar es Salaam.
100formalised, insured income-generating livelihoods targeted
4 × 25planned fleet phases designed for disciplined growth